Decision service optimi

Returns a credit decision based on agreed template

In short Use this API to receive easy to use credit decision (yes/no/maybe) for companies or consumers.

Parameters are business id / person id and the name of agreed decision template.

Description This service utilizes a credit decision template built from the customer's credit policy.

Conditions of usage In addition to customer agreement the decision template often use data which may require additional permissions or licenses.

For example anyone who requests a consumer credit information, is required to have a legitimate need for it. Consumer credit information may only be used for purposes according to Section 19 ยง of the Credit Information Act.

Assistance, general information of our APIs