In short Use this API to receive easy to read score to asses person's credit information.
Description
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Person´s credit information and payment defaults, and their total amounts and creditors
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Information about guardianship, own credit bans or business ban
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Person´s business connections
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Classification
The classification emphasizes the number, quality and total amount of defaults. The classification returns the class (1-5), score (0-100), comments and accurate credit information.
Conditions of usage
Consumer credit information may only be used for purposes according to Section 19 § of the Credit Information Act:
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Credit granting and credit control
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Planning of debt collection
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Preventing of money loundering / KYC responsibilities (only for obliged entities under the AML ACT)
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Tenancy agreement
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Person in charge status (assessment of a company or person in charge)
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Assesment of a job applicant or employee
In addition to legitimate need, it is required to have an agreement with Asiakastieto in order to use Asiakastieto’s services.